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Legal Document

Acceptable Use Policy

Guidelines for responsible and lawful use of Fininvo services

Last Updated

February 28, 2026

Effective Date

March 1, 2026

Version

1.0

This Acceptable Use Policy is published by Fininvo, a trade name of Prashbi Global Services Pvt. Ltd., a company incorporated under the laws of India (CIN: U52100KA2020PTC133490), with its registered office at Tholons Tower, 346 HIG, 17th Cross Rd, Dollars Colony, R.M.V. 2nd Stage, Bengaluru, Karnataka 560094, India. References to "Fininvo", "we", "us", or "our" in this document refer to Prashbi Global Services Pvt. Ltd..

1

Purpose & Scope

This Acceptable Use Policy ("AUP") outlines the rules and guidelines for using Fininvo's cloud-based ERP, HRMS, payroll, and business management services (collectively, the "Services"). This policy applies to all users, including administrators, employees, contractors, and any third parties who access or use the Services on behalf of a customer.

Scope: This AUP applies to all interactions with Fininvo services, including but not limited to the web application, APIs, mobile applications, integrations, and any data transmitted through or stored within the platform.

By accessing or using any Fininvo service, you acknowledge that you have read, understood, and agree to comply with this Acceptable Use Policy. This AUP is supplemental to and incorporated into the Terms of Service.

2

Prohibited Activities

The following activities are strictly prohibited when using Fininvo services:

Illegal Activities

Using the platform for any activity that violates local, state, national, or international law or regulation.

Unauthorized Access

Attempting to access accounts, systems, or networks without proper authorization or beyond your permitted access.

Data Mining & Scraping

Automated extraction, scraping, or mining of data from Fininvo services without explicit written consent.

Reverse Engineering

Decompiling, disassembling, or reverse engineering any part of the Fininvo platform or its underlying technology.

Distributing Malware

Uploading, transmitting, or distributing viruses, worms, trojans, or any other malicious software or code.

Sending Spam

Using the platform to send unsolicited bulk messages, spam, or unauthorized commercial communications.

DDoS Attacks

Launching denial-of-service attacks or any activity intended to disrupt or degrade platform availability.

Circumventing Security

Bypassing, disabling, or interfering with any security features, access controls, or usage limits.

3

Data Restrictions

Users are responsible for ensuring that all data stored within or transmitted through Fininvo services complies with applicable laws and this policy. The following data restrictions apply:

Illegal Content

You must not store, upload, or transmit any content that is illegal, harmful, threatening, abusive, defamatory, or otherwise objectionable. This includes content that infringes intellectual property rights or violates privacy regulations.

PCI Data in Non-Compliant Fields

Payment card data (credit/debit card numbers, CVVs, PINs) must never be stored in standard text fields, notes, or custom fields. Fininvo integrates with PCI-compliant payment processors for secure card handling.

Regulated Data

Storing regulated data such as protected health information (PHI), classified government data, or other specially regulated categories requires a separate data processing agreement. Contact legal@fininvo.com to arrange appropriate agreements before storing regulated data.

Important: Fininvo reserves the right to remove any data that violates these restrictions without prior notice. Customers are solely responsible for ensuring compliance with data protection regulations applicable to their jurisdiction.

4

Rate Limits & Fair Use

To ensure platform stability and fair access for all customers, Fininvo enforces the following usage limits based on your subscription plan:

API Rate Limits by Plan

PlanAPI RequestsBulk Operations
Essential1,000 / minute500 records / batch
Professional5,000 / minute5,000 records / batch
EnterpriseCustom limitsCustom limits

Bulk Operations

Bulk imports, exports, and batch operations are subject to per-plan limits. Exceeding limits may result in request throttling or queuing.

Storage Limits

File storage is allocated per plan. Essential: 10GB, Professional: 50GB, Enterprise: custom. Additional storage available as add-on.

Fair Use Policy

We encourage reasonable usage patterns. If your usage consistently exceeds your plan limits, we will work with you to find the right plan rather than immediately restricting access. Enterprise customers can negotiate custom limits tailored to their needs.

5

Account Security Obligations

You are responsible for maintaining the security of your account credentials and for all activities that occur under your account. The following obligations apply:

Secure Your Credentials

  • • Use strong, unique passwords for your Fininvo account
  • • Never share login credentials with unauthorized individuals
  • • Rotate API keys and access tokens regularly
  • • Store credentials securely using password managers or secret vaults

Report Compromises Promptly

  • • Immediately notify Fininvo if you suspect unauthorized access to your account
  • • Report security incidents to abuse@fininvo.com
  • • Cooperate with Fininvo's security team during incident investigations

Use Multi-Factor Authentication

  • • Enable MFA on all accounts when available
  • • MFA is mandatory for administrator and super-admin accounts
  • • Enterprise customers can enforce MFA organization-wide via policy settings

Note: Fininvo will never ask for your password via email, phone, or chat. Any such request is a phishing attempt and should be reported immediately.

6

Monitoring & Enforcement

Fininvo reserves the right to monitor usage of the Services to ensure compliance with this Acceptable Use Policy and to protect the integrity, performance, and security of the platform.

Usage Monitoring

We monitor API usage patterns, resource consumption, and system access logs to detect anomalies and potential policy violations.

Automated Abuse Detection

Our systems employ automated detection for suspicious activities including unusual login patterns, excessive API calls, and potential data exfiltration.

Transparency: Monitoring is conducted in accordance with our Privacy Policy. We do not access the content of your business data unless required for security incident response or as directed by law enforcement with proper legal authority.

7

Consequences of Violation

Fininvo applies a graduated enforcement approach for policy violations, except in cases of severe or illegal activity where immediate action may be taken:

Graduated Enforcement Process

1

Warning Notice

First violation: Written notice describing the violation with a 48-hour window to remediate the issue.

2

Temporary Suspension

Repeated or unresolved violations: Account suspension for up to 30 days while the issue is investigated and resolved.

3

Permanent Termination

Severe or continued violations: Permanent account termination with 30-day data export window. No refund for remaining subscription period.

Immediate Action: Fininvo reserves the right to bypass the graduated process and immediately suspend or terminate accounts involved in illegal activity, active security threats, or actions causing significant harm to other users or the platform.

8

Reporting Abuse

If you become aware of any activity that violates this Acceptable Use Policy, we encourage you to report it promptly. Your reports help us maintain a safe and reliable platform for all users.

What to Include

  • • Description of the suspected violation
  • • Date and time of the incident
  • • Any relevant screenshots or evidence
  • • Your contact information for follow-up

How to Report

  • • Email: abuse@fininvo.com
  • • In-app: Use the "Report Abuse" feature
  • • Response within 24 business hours
  • • All reports are treated confidentially

Good faith reports are protected. You will not face retaliation for reporting suspected violations.

Contact Us

Abuse Reports

abuse@fininvo.com

Legal Inquiries

legal@fininvo.com

CIN

U52100KA2020PTC133490

Registered Office

Prashbi Global Services Pvt. Ltd.
Tholons Tower, 346 HIG, 17th Cross Rd, Dollars Colony,
R.M.V. 2nd Stage, Bengaluru, Karnataka 560094, India